Dashers get paid depending on the time of the day they choose for delivery, where and how much they work. Who are even these Dashers we’re referring to?
Dashers are delivery workers for an online company called DasherDirect. They see their earnings through the mobile app provided to them. Dashers are also able to withdraw and make other transactions using the card issued to them by Stride Bank (FDIC member). This gives them the assurance that their money will still be accessible in case there are any bank failures.
Dashers are to complete their deliveries from Monday to Sunday to be eligible for payments. They are paid weekly and strictly based on the previous week’s performance. Payments are made directly to the bank account depending on how they choose to get paid.
Nationally, dashers are paid $25 for every hour they work and are also given 100% of the tips from customers. However, DasherDirect is not available to people outside the United States of America.
What is the DasherDirect card? How does it work?
In collaboration with Payfare and Visa, Dasher Direct was introduced by an online food company where you can order from. They offered Dasher Direct as a prepaid bank card to their delivery partners ( known as Dashers)
This service allows dashers to immediately access the money they earn from each shift without having to go through the stress of cashing it out or transferring it to a bank account first. The registration process was made very easy using the app. It only requires your full name, a copy of your driver’s license, and social security number.
Your account will be created with the information you provided after your signup has been confirmed and approved. You can choose to use the virtual or physical card option to use the money in your DasherDirect account.
Eligibility
- You must be an active Employee
- Above 18 years old
- Have a US residential address
- Have a Government issued identification photo
How do I activate my DasherDirect card?
Activation of the physical card is done on the app. However, you can always access your money without the card. The application is sponsored by Payfare and can be downloaded via the Google Play Store and Apple App Store.
When you apply and receive the physical card, follow these steps to activate it:
Already logged in?
- Tap ‘Manage card’ from the main menu on your dashboard and then tap on ‘Activate your card’
- Input the last 4 digits on your physical card, expiration date or just simply scan the QR code.
- Generate a memorable PIN for your card.
Not logged in yet?
- Install the DasherDirect mobile application
- Tap on ‘Get Started’
- Input all the required information
- When you are asked to activate the card, scan the QR code on the card or manually input what they require from the card.
- Create a PIN you can always remember.
Note: on activating the physical card, the virtual card you used initially will be deactivated.
How do I report the card as lost or stolen?
If your DasherDirect card has gone missing, go to the main menu on the app, tap on ‘Manage Card’ and then ‘Lock Card’. This deactivates the card from being used. It can also be an activity when you see it.
If it was stolen, you can also apply for a new card with these steps
- Tap on “Report a card issue” when you open the main menu on the app.
- You would be asked to pick a reason. Choose if the card was damaged, lost, or stolen. You are also allowed to give a description.
- Update your shipping address and confirm it.
This will disable the old card permanently, and you will be sent a new card to continue making online payments, purchases, and deposits.
How to view your card status
Tap on ‘Manage Card’ and then ‘Card Status’ on the app’s main menu.
Active Status
This shows that your card can be used to complete any transaction.
Fraud-block status
For security reasons, when there is a fraudulent activity notice, no transaction will be allowed using the card.
Locked Status
When your card is locked, you cannot use it for any transactions, including fund transfers and bill payments. although your earnings will still be added for you.
What is a DasherDirect Business Prepaid Visa Card?
A business prepaid visa card issued by DasherDirect is connected to your account. After your registration is approved, you will be allowed to use a virtual card for the meantime till you receive your physical card.
The virtual card is also used in transfers, online payments, non-PIN transactions, and the acceptance of direct deposits. However, on activation of the physical card, the virtual card automatically becomes inactive.
Note: for a virtual card, there is no PIN. If you are asked for a PIN when completing a transaction with a merchant, ignore it and hit the enter button. If it does not work, use the year of birth you used to register with DirectDash. If you used October 5, 1998, your PIN should be 1998.
Does Dasher direct pay immediately?
Dashers who use the instant direct deposit will see their earnings immediately after their dash has been completed. Tips given to you by customers are also deposited automatically, with the payout method you choose.
Your account changes to automatic payout after your card has been activated. Your earnings are usually accessible on your DasherDirect card the next day. You would have to update to the DasherDirect payout method using the Dasher app for an immediate deposit.
Payfare is a digital service that provides the DasherDirect app and card. DoorCash has a partnership deal with PayFare and FastPay. However, they cannot be used at the same time.
Is the DasherDirect card worth it?
The convenience of using the prepaid DasherDirect bank card is what makes the transfer of money to other bank accounts an attractive alternative.
Firstly, you are allowed instant and limitless access to your earnings without any additional charges. This allows you to spend the money you earned from your shift right away. When you send money to your bank account without using a DasherDirect account, you will wait for some days before receiving the money.
There is a 2% discount for Dashers who use their DasherDirect card to pay for gas. This is highly appreciated by delivery workers who use vehicles during their shifts. Accumulating all the cash you have saved in the long run, DasherDirect is definitely worth it.
Unlike other online services that place charges on their prepaid cards, DasherDirect does not have an attached monthly or weekly per-transaction or service fee.
It is very important to note that DasherDirect has a limit of $1000 for daily pay-outs. You will have to withdraw the remaining money the next day if you earn more than that.
How many times can you cash out with DasherDirect?
Did you know that you can use the app to locate the nearest ATM? You just have to give permission for the app to use your location to find an Allpoint low-fee or free ATM.
Here are the cash withdrawal limits with an ATM.
- You have a daily limit of 5 times to use the ATM for any transaction which must not be more than $1000 in total. You
- A total transaction of $5000 for each month with a limit of 150 ATM use.
Note: If the ATM does not provide the right amount of cash you input for withdrawal, you will have to contact the operator at the ATM. This is because DasherDirect and ATM are operated by different companies.
Can I transfer money from a DasherDirect card to a bank account?
Following these guidelines, moving money to your bank account from your Dasher Direct is a very easy task.
- When you open the main menu of the Dasher Direct dashboard, tap on “More”.
- A page will open on the screen. Tap on “Move Money”
- On the following page, select “Send money to someone”. At this point, you have to input your personal details or the details of the person you intend to send money to.
As simple as that! You should expect your money in your bank in 24 to 48 hours. Just like it is done with any other regular bank, you can always send money to any other person or account. It is not strictly for your personal transfer.
DasherDirect has made money transfers to another bank so much easier, including the number of benefits they offer users.